SIMPLE THINGS CAN SAVE YOU

It's not a matter of IF the airlines will lose your bags of IF you will flood your camera, it's a matter of WHEN your time will be.  The DEPP equipment protection benefit was created to handle this financial burden when your unfortunate turn comes around.  With more than $40 million dollars in equipment insured, the DEPP equipment protection benefit is more committed than even to helping you protect your investment.  This optional coverage benefit is underwritten by one of the world's foremost insurance companies and is made available to The Coral reef and DEPP by Innovative Programs Group, Inc.

EXTREMELY BROAD COVERAGE

This innovative program benefit provides worldwide coverage against theft, airline loss and accidental damage to your underwater photography gear, land cameras, and diving equipment. An optional flood coverage is also available.

EQUIPMENT COVERED

Most scuba diving related items are eligible under this benefit program, including most photo & video equipment. All underwater photography equipment must be enrolled in the basic benefit program before the optional flood coverage may be considered.

It's not a matter of if, it's a matter of when...

Not available in all states. Customers that have two (2) losses in a twelve (12) month period may be subject to underwriting restrictions or termination from the program. Any cash settlement as a result of any direct physical loss is made at the sole discretion of the program benefit broker Your equipment is repaired or replaced. NO deductible applies per claim for equipment losses. A $25.00 deductible or 10% of the actual total claim, or a maximum of $250.00 applies to all flood claims. A late fee will be assessed for any unpaid deductible. Exclusion to coverage under the policy include: War & Nuclear Incidents; Fraud; Obsolescence; Wear & Tear; Voluntary Parting of Equipment; Change in Color, Texture of the Equipment; Manufacturer's Defects; Mechanical or Electrical Breakdown; Mysterious Disappearance; Water Damage** Additional exclusions may apply. **Water damage is covered if the optional "flood coverage" is purchased on the registered item. This represents a highlight of coverage. Coverage is subject to all terms and conditions of the policy. For a complete copy of the Master Policy, please contact I.P.G., the broker for the equipment protection benefit made available to The Coral Reef at (760) 674-9655, e-mail a request to info@ipginsurance.com, or enter your login name and password in the blocks above for an on-line copy. In Florida, this program is made available by David L. Marcus, a licensed resident agent in the State of Florida, License #A164722, on behalf of Innovative Programs Group, Inc. (IPG), the agent for The Coral Reef.